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LIBOR is the 1-month London Interbank Offered Rate rounded up to the nearest one-eighth of one percent.

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Federal student loan limits vary based on whether you’re an independent or dependent student; the type of degree you’re pursuing (undergraduate or graduate); and, for undergraduates, your year in school.

If you borrow the maximum amount of federal student loans and still don’t have enough to cover your costs, you may have to take out private loans.

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